General Information
With access to this website and its pages you hereby confirm that you understand and ackowledge the following information in connection with this website and the elements contained therein. If you are not in agreement with the following terms and conditions, do not access this website and its pages (hereinafter referred to as «Bank Coop Website»).
Bank Coop AG assumes no liability and makes no warranties to the effect that the functions of the Bank Coop Website will be available without interruption, that the Bank Coop Website is free of errors, that the Bank Coop Website or the respective servers are free of viruses or other harmful elements, or that any errors that occur will be corrected within a specific timeframe.
Rights to the Website
All rights to the elements of this Bank Coop Website, in particular copyright and trademark rights, are the exclusive property of Bank Coop AG, unless otherwise stated. Free use of the elements is permitted only for browsing purposes; any other use in any form, in particular reproduction and further dissemination, requires the prior written consent of Bank Coop AG.
«Bank Coop AG» and the Bank Coop logo are registered trademarks of Bank Coop AG. No element of the Bank Coop Website is designed so as to grant a license or right to the use of an image, a registered trademark, or a logo. Through downloading or copying of the Bank Coop Website, no rights of any type will be granted to you with respect to any elements of the Bank Coop Website or the software needed for their use.
No Offer
The information published on the Bank Coop Website does not represent an offer, quotation, or recommendation regarding the purchase or sale of investment instruments, the execution of transactions, or the conclusion of any type of legal transactions.
No Advice
Bank Coop AG issues through the Bank Coop Website no investment or other advice to you or to third parties. The opinions and other information on the Bank Coop Website do not represent decision-making aids for legal, tax, or other interests, nor should any investment or other types of decision be made on the basis of said opinions and other information. You should consult with qualified experts before making any investment decisions.
Links to Other Websites
Bank Coop AG has not examined websites linked to the Bank Coop Website and is not responsible for their content. The connection to the linked websites occurs at your own risk.
Personal Data
Bank Coop AG wants you to have as much control as possible over your personal data. In most cases, you can call up our Internet pages without providing any personal information. In some cases, however, you will be asked to provide your name and address.
If you decide to provide us with personal data over the Internet or by email - for example, so that we can correspond with you or process orders, we will treat this information in accordance with data protection laws and will not share this information with third parties without your knowledge. Needless to say, we do record the domains from which our web visitors originate and analyse these data to identify trends and create statistics. Subsequently, the access data are deleted.
At the same time, we have also instructed our employees to adhere strictly to these data protection provisions.
No Guarantee to the Accuracy of the Information; Limitation of Liability
Bank Coop AG has exercised due care to ensure that the opinions and other information on the Bank Coop Website were accurate at the time it was published. Nevertheless, neither Bank Coop AG nor its contractual partners can make any warranties, express or implied, with respect to the accuracy, reliability, or completeness of said opinions and information. Bank Coop AG assumes no liability for damages resulting from the use of the Bank Coop Website provided that they are not attributed to unlawful intent or gross negligence of its agents.
The recommendations on the Bank Coop Website reflect our opinion at the time of the most recent update. The terms and prices shown on the Bank Coop Website correspond to the situation at the time of the most recent update; they are subject to market fluctuations and can therefore change at any time. Said statements do not represent an offer in the legal sense. Bank Coop AG assumes therefore no liability for data published on the Bank Coop Website.
The Bank Coop Website is published in three languages (German, French, and Italian). As a result, the timeliness of the individual information between the three languages may vary. Bank Coop AG therefore assumes no liability for the information published on the Bank Coop Website.
Local Limitations
Our publications and information are not intended for legal or natural persons who based on their nationality, corporate headquarters, place of residence or other reasons are subject to a legal system that prohibits foreign financial service providers from conducting business there or prohibits or restricts access to the websites of foreign financial service providers for legal or natural persons subject thereto. For legal and natural persons subject to such legal systems, the access to our website is not permitted. This applies in particular to persons in the USA, UK, Japan, Germany, and all other countries according to whose legal systems the publication of financial information of foreign financial service providers is restricted or prohibited.
Privacy Statement
www.bankcoop.ch is obligated to protect the private sphere of its users and to handle their personal data in accordance with the provisions of the Swiss federal laws governing data protection.
If you have questions or comments concerning this policy, please write to us at info@bankcoop.ch.
Handling of Your Data
Bank Coop AG captures personal or business information at various points on the website. Specifically, they are:
- Login (user name, password, etc.)
- Personal data (last name, first name, etc.)
- Contact data (phone number, email address, etc.)
- Addresses (street address, postal code, city, etc.)
- Demographic data (age, financial information, etc.)
On all sites that capture data, the boxes that must be completed are marked accordingly.
Bank Coop AG uses your data and information only for the purposes of processing orders and providing services.
Data security
Data security has a high priority at Bank Coop AG. Needless to say, we would advise that with initiation of electronic contact or communications, the user’s data are fundamentally transmitted over an open, publicly accessible network. Also, the data may circulate across national borders, even if the sender and the recipient are in the same country. Consequently, third parties may possibly view the data transmitted in this way and reproduce the contacts initiated with Bank Coop.
For increased data security, Bank Coop AG uses protected servers and typical encription methods where necessary.
Outsourcing (Outsourcing of Business Functions)
The Bank can, subject to applicable regulations, outsource to third parties individual services, such as in particular information technology, payment and securities transactions, or even the administration of retirement assets.
Changes to this policy: Bank Coop AG reserves the right to make changes to the above practices at any time but is obligated to publish any such changes immediately on its website.