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Legal Disclaimer und
Privacy Statement

Disclaimer


General
By accessing the Bank Coop electronic channels (websites, social media, etc.) you declare that you understand and accept the following information in connection with these electronic channels and the elements contained therein. If you do not agree to the following conditions, do not access the Bank Coop electronic channels.
Bank Coop AG does not accept responsibility or provide a guarantee to the effect that the functions of the Bank Coop electronic channels are available without break, that the Bank Coop electronic channels are free of errors or that the Bank Coop electronic channels or the relevant server is free of viruses or other damaging elements or that errors having occurred will be corrected within a specified time period.
Access-authorized persons
The Bank Coop electronic channels are intended exclusively for natural and juridical persons as well as partnerships and corporations having their domicile or registered office in Switzerland. In particular, these electronic channels are not intended for persons who are subject to a legal order banning the publication of or access to these electronic channels (on account of the nationality of the person concerned, his or her domicile or for any other reason). Persons to whom such restrictions apply are not permitted to access the Bank Coop electronic channels.
Please consult the relevant legal regulations applying in your country.

Rights to the Bank Coop electronic channels
All rights to the elements of these Bank Coop electronic channels, in particular copyrights and the rights to trademarks, belong exclusively to Bank Coop AG, unless otherwise stated. The elements may be used freely for browsing purposes only; any other use in any form, particularly reproduction or further processing, requires the prior written consent of Bank Coop AG.
“Bank Coop AG” and the Bank Coop logo are all registered trademarks of Bank Coop AG. No part of the Bank Coop electronic channels is so designed as to concede thereby a licence or right to use an image, a registered trademark or a logo. No rights in respect of any components of the Bank Coop electronic channels or of any of the software required for their use are conceded to you by downloading or copying the Bank Coop electronic channels.

No offer
The information published on the Bank Coop electronic channels shall not be construed either as encouragement to submit an offer or as an offer or recommendation to buy or sell securities or other investment instruments, nor does it  represent an invitation or recommendation to carry out such transactions.


No advice
Bank Coop AG does not issue investment advice or other advice to you or a third party through the Bank Coop electronic channels. The opinions and other information on the Bank Coop electronic channels do not constitute aids to decisions on legal, fiscal or other issues, nor should investment or other decisions be made on the basis of these opinions and other information. Consult a qualified specialist before deciding to invest.


Links to other websites
Bank Coop AG has not checked the websites (and other channels) linked to the Bank Coop electronic channels and it does not assume responsibility for their content. Connection to the other electronic channels is at your own risk.


Personal data
Bank Coop AG will within its power give you maximum control over your personal data; normally you will be able to retrieve our electronic channels without leaving your personal details. Nonetheless, we may at times require you to enter your name and address.
If you decide to provide us with your personal details via the internet or by email to permit us, for example, to correspond with you or deliver orders, we will handle your details in accordance with Swiss data protection legislation and will not communicate them to third parties without your knowledge. This said, we do retain the domains searched by visitors to our electronic channels and evaluate these data in order to identify trends and to prepare statistics. Consequently, these access data are erased.
At the same time, we have instructed our personnel to adhere strictly to these data protection provisions.

No assurance as to correctness of the information; limited liability
Bank Coop AG has taken all care to ensure that the opinions and other information displayed on the Bank Coop electronic channels is correct at the time of publication. Nevertheless, neither Bank Coop AG nor its contracting partners provide explicit or implicit assurance or warranty in respect of the correctness, reliability or completeness of the opinions expressed or the information provided. Bank Coop AG rejects liability for damages of any kind caused by the use of the Bank Coop electronic channels, provided that they are not attributable to criminal intent or gross negligence on the part of the persons supporting it.

The recommendations given on the Bank Coop electronic channels reflect our opinion as represented at the date of the last update. The conditions and prices on the Bank Coop electronic channels reflect the situation at the time of the last update; they are subject to market fluctuations and may therefore change at any time. Such information does not represent an offer in the legal sense. Bank Coop AG therefore assumes no liability for the data published on the Bank Coop electronic channels.

The Bank Coop electronic channels are administered in part in the three languages: German, French and Italian. Thus, there may within the three languages be differences in the timing of publication of individual data. Bank Coop AG therefore assumes no liability for the data published on the Bank Coop electronic channels.


Privacy Statement
www.bankcoop.ch undertakes to protect the privacy of the users of its website and to handle personal data in accordance with the provisions of Swiss data protection legislation.

If you have any questions or suggestions on this policy, please write to info@bankcoop.ch.


Handling your data
Bank Coop AG collects information about you or your business at various points of the electronic channels; notably:
  • Login (username, password, etc.)
  • Personal details (last name, first name, etc.)
  • Accessibility (telephone, email, etc.)
  • Addresses (street, postcode, town, etc.)
  • Demographic information (age, financial status, etc.)


Boxes to be completed are marked on all channels calling for data entry.

Bank Coop AG uses your data and information solely to process orders and to provide services.


Data Security
Bank Coop AG places great importance on data protection. Needless to say, we would point out that, in contacting or communicating with Bank Coop AG by electronic means, data will as a matter of course be transmitted over an open, publically accessible network. Furthermore, the data may under certain circumstances cross international borders, even if sender and recipient are both in the same country. It cannot be excluded that data thus transmitted may be viewed by third parties and contacts with Bank Coop AG presumed.

To increase data security for its website, Bank Coop AG uses protected servers, employing, where necessary, standard encryption technologies.
Outsourcing
Subject to compliance with the relevant regulations, the bank may outsource individual services, such as, in particular, information technology, payment and securities transactions or even the administration of pension monies, to third parties.

Amendments to this policy: Bank Coop AG reserves the right to change the foregoing practice at any time, but undertakes to publish immediately changes on its website.

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© 2007-2012 Bank Coop AG - all information supplied subject to correction.
Important legal information: Please read the following Terms of Use / Privacy Statement carefully before proceeding.


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